Claij

Consumer finance software · United States

We build software that does your money math, and shows its work.

Claij makes tools for people in the US who carry more than one credit card. Our first product is Benjamin, a phone app in development that will show where your cash goes and estimate, from your own spending, whether another card would have left you with more.

Meet BenjaminContact and support
  • In development
  • iPhone, iPad and Android
  • Read-only through Plaid
Sketch Hand-drawn sketch of how Benjamin works: your cards and 12 months of your spending go into tested code, which shows which card leaves you with more, with every line of the calculation. how Benjamin works, roughlyyour cards12 months of spendtested codeno guessingwhich card?read-only · never moves moneyevery line of the math, shownBen, Benjamin's mascot: a line drawing of Benjamin Franklin in sunglasses
A sketch, not a screenshot. Benjamin is not in the App Store or Google Play yet.

Our product

Benjamin

A phone app for people in the US who carry more than one credit card. It will keep due dates, balances and repeating charges in one place, and estimate in dollars, from your own last 12 months of spending, whether a different card would have left you with more.

Visit agentben.money

Status
In development. Not in the App Store or Google Play yet.
Platforms
iPhone, iPad and Android
Where
United States; some features start in California
Price
Not announced yet.
Website
agentben.money

What Benjamin will do

Planned for the first release. Nothing is live yet, and features may arrive in stages.

  • Cards

    When a payment is due this week.

    Balance, limit, utilization and next due date for each connected card, and what each one earns.

    Planned

  • Card comparison

    When you are choosing a new card.

    An estimated yearly difference, in dollars, computed from your own 12 months of card transactions, with the calculation shown.

    Planned

  • Money

    Before a bill lands.

    Spending by category, repeating charges, bills expected in the next 30 days, and a safety buffer.

    Planned

  • Ask Benjamin

    When you have a question about your own money.

    Answers drawn from numbers Benjamin has already computed, limited to personal finance.

    Planned

How we build

Rules we hold ourselves to

Money software should be checkable. These rules shape the code, not just the copy.

  • Read-onlyBenjamin connects to banks through Plaid with read-only access. It never moves money and never applies for a card.
  • Code does the mathEvery number and ranking comes from rules and tested code. A language model explains results and answers questions; it does not compute the numbers or order the cards.
  • Rankings ignore referral feesThe ranking code has no access to referral or partner-revenue data.
  • Estimates are labeledEvery estimate is labeled as one, and when data is missing or stale, Benjamin says what is missing next to the result.
  • No sale of personal informationWe do not sell personal information. You can delete your account in the app or by email; the Benjamin privacy policy explains what is kept.

Questions, partnerships or press?

Write to us by email.

gm@claij.dev